By: Mahmud Babangida Beli
The National Hajj Commission of Nigeria (NAHCON) has stepped up discussions with its new financial partners in the Hajj Savings Scheme (HSS), with Jaiz Bank, Taj Bank, Alternative Bank, and Lotus Bank all making presentations on the proposed registration portal.
The Hajj Savings Scheme was introduced as a long-term contributory plan to help intending pilgrims systematically save towards performing Hajj. By working with licensed financial institutions, NAHCON aims to make Hajj more affordable, transparent, and accessible for Nigerian Muslims while reducing reliance on last-minute payments and complex funding arrangements.
Taj Bank, Alternative Bank, and Lotus Bank presented their proposals for the platform, which requires intending pilgrims to register using a phone number, Bank Verification Number (BVN), and an email address. The aim is to provide a secure and accessible digital system that will make the Hajj preparation process more efficient.
The banks also highlighted several new features built into the system. These include facial verification for stronger security, the option for pilgrims to select three preferred states of departure and flight date, flexible savings with the ability to fund accounts at any time, full transaction history for easy monitoring, and minor accounts for underage children. The platform also provides institutional dashboards for State Pilgrims’ Welfare Boards and NAHCON as superuser to oversee all activities.
An additional feature includes an embedded tab in their mobile banking app that allows customers to register with a single click, making the process even more accessible.
The banks also revisited and refined several recommendations raised during earlier engagements with NAHCON, ensuring the system aligns with both regulatory requirements and the needs of prospective pilgrims.
NAHCON officials commended the presentations, stressing that such innovations would enhance efficiency, transparency, and convenience in the scheme. The Commission noted that with the active participation of financial partners like Jaiz Bank, Taj Bank, Alternative Bank, and Lotus Bank, the Hajj Savings Scheme is positioned to provide a sustainable framework for Nigerians to fulfill their religious obligation without undue financial strain.
By integrating technology-driven solutions, the collaboration reflects NAHCON’s wider commitment to modernizing Hajj operations and creating a smoother, more reliable process for pilgrims.